Terms of Service
Effective date: January 1, 2026
1. Agreement
By accessing Stonebrook Mind & Money (the “Service”), you agree to these Terms. If you do not agree, do not use the Service.
2. Eligibility
You must be at least 18 years old and legally able to enter a contract.
3. Accounts
Provide accurate information and keep your credentials secure. You are responsible for activity on your account. We may suspend accounts for policy violations or security concerns.
4. Educational content, not advice
We provide educational content only. We do not provide financial, legal, tax, or investment advice. You are responsible for your decisions. Consult licensed professionals as needed.
5. Purchases and refunds
Prices are shown in USD and may change. Taxes may apply. Refunds: on-demand courses within 7 days if under 20% viewed; cohort seats fully refundable up to 7 days before start, otherwise credit may apply.
6. Intellectual property
All content is owned by us or our licensors and protected by law. You receive a limited, non-transferable license for personal study. Do not share, resell, or reproduce content without written permission.
7. Acceptable use
- No unlawful, fraudulent, or abusive activity.
- No attempts to reverse engineer, scrape at scale, or disrupt the Service.
- Respect other learners in cohorts; no harassment or hate speech.
8. Disclaimers
The Service is provided “as is” without warranties. We do not guarantee outcomes or uninterrupted availability.